Mt Pleasant SC Home for Sale

Mt PLeasant SC Home for SaleIf you are looking to buy East of the Cooper, or are considering placing your Mt Pleasant SC home for sale, there are many details about the process to think about prior to taking either step.

The transaction process on either side can be very different, but preliminary steps should be taken with both preparing to buy and preparing to sell. Details regarding homeowners insurance are important.

For buyers, being educated about the wind and hail zone is important before placing an offer on any Mt Pleasant SC home for sale, as some areas require additional homeowners insurance based on which side of Highway 17 you are deciding upon.  

For example, if you are considering a Mt Pleasant SC home for sale on the Mathis Ferry Road side of town a policy might hypothetically be $2000 per year. By taking the same Mt Pleasant SC home for sale and placing it on the Coleman Boulevard side of town, then the premium could be one third higher (or $3000).

If you are a seller and are planning to place your Mt Pleasant SC home for sale, not only knowing if your home is in the wind and hail pool is important info to share,  making sure the flood insurance you carry is at the lowest rate possible. Nobody has control over flood policies as they are federally mandated, but  having a good understanding of your flood elevation certificate is important, particularly the size of your vents in the crawlspace compared to the overall size of your home. Nat Wallen has helped many sellers with a Mt Pleasant SC home for sale minimize their flood insurance costs by determining that adding vents could decrease the costs, thus making the home more affordable.

There are many insurance companies in the area, so don’t be discouraged if you are looking at a Mt Pleasant SC home for sale and your large franchise insurance carrier tells you they are not writing policies on the coast. Don’t be alarmed. It just means as a business decision, some large companies like Allstate and State Farm like to move away from the coast to minimize their risk and maximize their gain.

If you have questions about a specific Mt Pleasant SC home for sale, or if you just have general questions about the area, feel free to call or email Nat Wallen for a friendly, no-obligation discussion at 843-252-0308.

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