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The data relating to real estate for sale on this web site comes in part from the Broker ReciprocitySM Program of the Charleston Trident Multiple Listing Service. Real estate listings held by brokerage firms other than Carolina One Real Estate are marked with the Broker ReciprocitySM logo or the Broker ReciprocitySM thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.
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Short Sales vs. Foreclosures
As a home buyer, it is important to know the difference between a short sale and a foreclosure.
During the boom time in real estate the answers were much different than today. At the peak of the market, the definition of a short sale was a property that sold the day it was listed. The term foreclosure was almost a foreign term because sellers were able to sell their homes if they were having trouble making their payments and quite frankly, there were not many.
So what exactly is a "Short Sale"?
A short sale is the process of a seller obtaining an offer on their property and then trying to convince the bank to accept less than what is due. For example, a seller owes $250,000 on the house, but can only get $200,000. The bank has a lien on the property and this debt must be cleared in order for the house to be sold.
When considering looking at short sales or foreclosures, you must first understand that a short sale is a much more difficult property to obtain. The two are like apples and oranges when it comes to a buyer's experience.
What Makes a Foreclosure Different Than a Short Sale?
A foreclosure is a property that has already been taken over by the bank. The seller was unable to keep up with payments and simply had to relinquish the property back to the bank. Foreclosures are fairly straight-forward sales because the banks typically do not want to be "home owners"; they want to be "home loaners".
Your Time Is Valuable
When looking at a short sale property, keep in mind that you may not be able to buy it.
Ask yourself this question, "Can I put my plans on hold and wait 4 months (or even a year) for the bank to decide to accept a short sale?"
If the answer is no, then avoid short sales. If you are okay with waiting, then a short sale may prove to be a good choice if the price seems right.
Foreclosures are More Straight Forward
With bank owned homes, you can typically close quickly and the main factor to keep in mind is that many people look for foreclosures, so if you find one you like act quickly, and secondly, they are sold as-is. The sellers generally do not make repairs on the property.
We have included all of the areas short sales and foreclosures. If you need more specific explanation or would like to know what pitfalls to watch out for when pursuing these properties, feel free to let us know.
Sort By: MLS# Price City Subdivision Beds Baths Limit: 10 | 20 | 30 Per Page
$104,900 - 8676 Chatuge Ct North Charleston, Sc 29406 @ The Lakes
- MLS#
1218391- Class:
- Residential
- Status:
- Active
- Beds:
- 3
- Baths:
- 2 Full / N/A
Very cut home on quiet cul-de-sac lot. Tenant's lease expires 10-31-12. * THIS IS A SHORT SALE*
$180,000 - 4007 Braemar Ct Summerville, Sc 29483 @ The Glen At Summerset
- MLS#
- 1117726
- Class:
- Residential
- Status:
- Active
- Beds:
- 4
- Baths:
- 2 Full / 1 Half
APPROVED SHORT SALE AT $180,000. Must see this home! . Please bring your buyers and investors. Large 4 bed 2.5 bath. In nice condition.
$169,500 - 9179 Spring Branch Ct North Charleston, Sc 29406 @ The Elms
- MLS#
- 1313222
- Class:
- Residential
- Status:
- Active
- Beds:
- 2
- Baths:
- 2 Full / N/A
Savannah floor plan with updated kitchen and separate dining room. There is a study/office. The master suite has a jacuzzi tub and there is a sunroom off the master suite. There is a large deck area off the side. Shows well!
$205,000 - 3033 Penny Ln Charleston, Sc 29455 @ The Bend At River Rd
- MLS#
- 1214619
- Class:
- Residential
- Status:
- Active
- Beds:
- 4
- Baths:
- 2 Full / N/A
This is a short sale that will have to move pretty quickly. The home is in great condition and is easy to show. This is a great open floor plan with a large screen porch to the rear of the home that overlooks a tidal canal. The fenced in yard,mature landscaping, patio and outside shower is great for work and play. The wood floors and fireplac...
$107,000 - 1209 River Rock Rd Hanahan, Sc 29410 @ Tanner Plantation
- MLS#
- 1224306
- Class:
- Residential
- Status:
- Active
- Beds:
- 2
- Baths:
- 2 Full / N/A
SHORT SALE - 2 bedrooms, 2 full baths. HARDWOOD floors through out and TILE is bathrooms. Open floor plan w/ GAS FIREPLACE in family room, separate dining area and eat-in kitchen w/ lots of cabinets. Master bedroom and bath with dual sinks, shower/tub and walk-in closet. Extras include separate laundry room, backyard w/ patio and storage room...
$173,500 - 1484 Coopers Hawk Dr Hanahan, Sc 29410 @ Tanner Plantation
- MLS#
- 1202624
- Class:
- Residential
- Status:
- Active
- Beds:
- 3
- Baths:
- 2 Full / 1 Half
Fantastic Opportunity to purchase in sought after Ibis Glade section of Tanner Plantation! Lakefront 2 Story 3BR/2.5BA home in turn-key condition ready for its new owner! Located in the upscale IBIS GLADE section of Tanner Plantation, this home offers generous living spaces and spacious backyard overlooking the lake. Don't let the square foot...
$179,900 - 7440 Painted Bunting Way Hanahan, Sc 29410 @ Tanner Plantation
- MLS#
- 1315872
- Class:
- Residential
- Status:
- Active
- Beds:
- 4
- Baths:
- 2 Full / N/A
Welcome Home to Tanner Plantation! This home sits on a beautiful pond lot, has a wonderful open floor plan and is located in one of the most sought after neighborhoods in Hanahan! As you pull into the driveway you will notice a well manicured lawn with a spacious front porch. Enter the home and you walk into a large foyer. There are 2 bedroom...
$179,000 - 7478 Painted Bunting Way Hanahan, Sc 29410 @ Tanner Plantation
- MLS#
- 1315886
- Class:
- Residential
- Status:
- Active
- Beds:
- 3
- Baths:
- 2 Full / N/A
$100,000 - 202 Tall Pines Rd Ladson, Sc 29456 @ Tall Pines
- MLS#
- 1311378
- Class:
- Residential
- Status:
- Active
- Beds:
- 3
- Baths:
- 2 Full / 1 Half
LARGE 3BR/2.5BA HOME WITH LARGE FAMILY ROOM AND DINNING ROOM AS WELL AS EAT IN KITCHEN. TRIPLE-PANE WINDOWS IN MAIN HOUSE. PRIVACY FENCED YARD AND TRIPLE DRIVEWAY. ALL 3 BEDROOMS ARE HUGE AND HAVE WALK-IN-CLOSETS. THERE ARE CEILING FANS AND BLINDS THROUGHOUT.
$149,999 - 361 Bertram Rd Summerville, Sc 29485 @ Summerville On The Ashley
- MLS#
- 1313039
- Class:
- Residential
- Status:
- Active
- Beds:
- 4
- Baths:
- 2 Full / N/A
This nicely updated four bedroom home is conveniently located to shopping, dining, North Charleston and more. As you enter you will be greeted gleaming hardwood floors, new ceiling fans and upgraded lighting. Your homes open floor plan is perfect for entertaining. Your spacious living room boasts high ceilings and a fireplace with beautiful w...
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Buying a home from you was like buying from a family member. You were honest, straight-forward and I could tell you were really looking out for my best interests at every turn. Beth Epstein
Well your low key approach worked. Not only did you sell our house in this challenged market in 23 days, you found us a great new home and the transition was seamless! We are really happy in our new home. Brian and Wendy Rollings
You were very honest, direct and I knew you were genuine when you talked us out of buying a house because of the location. Thanks for everything!. Kirk Matenaer
I commend you particularly for politely putting up with my sometimes cantankerous, if not outright offensive, goading for results; I now realize I was in excellent hands all along, and I could not have asked for better or more courteous direction in the whole process. Dr. Adam Smolka
Your research and explanation of the entire process left us feeling confident in your abilities to follow through and get the deal done like it should be. Bill Chakos
Your experience, your calming demeanor and your ability to consult us in such a streamlined fashion was invaluable. Tonya Chakos
We sincerely believe Nat's competence, hard work, attention to detail, and most important his immediate action were the reasons our home sold in one day. We are now able to make plans to relocate. Victoria and Daniel Doyle