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The data relating to real estate for sale on this web site comes in part from the Broker ReciprocitySM Program of the Charleston Trident Multiple Listing Service. Real estate listings held by brokerage firms other than Carolina One Real Estate are marked with the Broker ReciprocitySM logo or the Broker ReciprocitySM thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.
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Short Sales vs. Foreclosures
As a home buyer, it is important to know the difference between a short sale and a foreclosure.
During the boom time in real estate the answers were much different than today. At the peak of the market, the definition of a short sale was a property that sold the day it was listed. The term foreclosure was almost a foreign term because sellers were able to sell their homes if they were having trouble making their payments and quite frankly, there were not many.
So what exactly is a "Short Sale"?
A short sale is the process of a seller obtaining an offer on their property and then trying to convince the bank to accept less than what is due. For example, a seller owes $250,000 on the house, but can only get $200,000. The bank has a lien on the property and this debt must be cleared in order for the house to be sold.
When considering looking at short sales or foreclosures, you must first understand that a short sale is a much more difficult property to obtain. The two are like apples and oranges when it comes to a buyer's experience.
What Makes a Foreclosure Different Than a Short Sale?
A foreclosure is a property that has already been taken over by the bank. The seller was unable to keep up with payments and simply had to relinquish the property back to the bank. Foreclosures are fairly straight-forward sales because the banks typically do not want to be "home owners"; they want to be "home loaners".
Your Time Is Valuable
When looking at a short sale property, keep in mind that you may not be able to buy it.
Ask yourself this question, "Can I put my plans on hold and wait 4 months (or even a year) for the bank to decide to accept a short sale?"
If the answer is no, then avoid short sales. If you are okay with waiting, then a short sale may prove to be a good choice if the price seems right.
Foreclosures are More Straight Forward
With bank owned homes, you can typically close quickly and the main factor to keep in mind is that many people look for foreclosures, so if you find one you like act quickly, and secondly, they are sold as-is. The sellers generally do not make repairs on the property.
We have included all of the areas short sales and foreclosures. If you need more specific explanation or would like to know what pitfalls to watch out for when pursuing these properties, feel free to let us know.
Sort By: MLS# Price City Subdivision Beds Baths Limit: 10 | 20 | 30 Per Page
$25,000 - 2237 Dover St North Charleston, Sc 29405 @ Accabee
- MLS#
1306483- Class:
- Residential
- Status:
- Active
- Beds:
- 3
- Baths:
- 2 Full / N/A
Great opportunity for investor. If schools are important, please verify to your satisfaction.
$55,000 - 5267 Highway 174 Adams Run, Sc 29426 @ Adams Run
- MLS#
- 1300792
- Class:
- Residential
- Status:
- Active
- Beds:
- 4
- Baths:
- 1 Full / N/A
Motivated Seller!!! This is a 4 bedroom 1 bath home located in the Mist of Adams Run. Owner recently replaced old flooring and updated the kitchen cabinets. Stainless steel appliances - Refrigerator, dishwasher, microwave, and gas range/cooktop stays. The backyard is large with storage shed and privacy fence with movable gate for driveway. On...
$76,000 - 6832 Amberlake Dr North Charleston, Sc 29418 @ Amberwood
- MLS#
- 1204940
- Class:
- Residential
- Status:
- Active
- Beds:
- 3
- Baths:
- 3 Full / N/A
THIS SPLIT LEVEL HOME IS ON A CORNER LOT AND FEATURES NICE SPLIT LEVEL FLOOR PLAN WITH THE LIVING RM, EAT-IN KITCHEN, 3 BEDROOMS AND 2 FULL BATHS ON THE UPPER LEVEL. THERE IS ALSO A DECK LEADING OUT FROM THE DINING AREA, OVERLOOKING THE YARD WITH A VIEW TO THE ASHLEY RIVER. THE FAMILY RM, LAUNDRY, FULL BATH AND GARAGE ARE ON THE GROUND FLOOR....
$149,900 - 2244 Ashley Crossing Dr Charleston, Sc 29414 @ Arboretum
- MLS#
- 1315827
- Class:
- Residential
- Status:
- Active
- Beds:
- 2
- Baths:
- 2 Full / N/A
Luxury UPGRADED condo in the Arboretum with brand new gleaming cherry hardwood floors in living areas, including kitchen, dining, living room and sunroom! Elegant new granite counter tops with new sink and faucet! This large two bedroom Carya plan has been freshly painted, with new carpet and is in move-in condition with neutral colors throug...
$275,000 - 1459 Old Dairy Rd Summerville, Sc 29483 @ Arcady Woods
- MLS#
- 1222861
- Class:
- Residential
- Status:
- Active
- Beds:
- 4
- Baths:
- 3 Full / 1 Half
Large plantation-like home sitting on an acre, and just minutes from downtown Summerville, great shopping, grocery stores, restaurants. Huge front yard, circular driveway, fenced backyard with separate fenced area ideal for pets separated from the rest. Easily accessible to Jedburg Road, I-26, and Hwy 78. The first thing you notice as you approa...
$130,000 - 148 Botany Bay Blvd North Charleston, Sc 29418 @ Archdale
- MLS#
- 1313672
- Class:
- Residential
- Status:
- Active
- Beds:
- 3
- Baths:
- 2 Full / 1 Half
Make an offer! REO PROPERTY - BANK OWNED. PROPERTY SOLD "AS IS" WITHOUT REPAIR, WARRANTY OR SELLER DISCLOSURE. The Listing Broker and Seller assume no responsibility and make no guarantees, warranties or representations as to the availability or accuracy of the property information, photographs, or other information depicted or described here...
$195,000 - 208 Botany Bay Ct North Charleston, Sc 29418 @ Archdale
- MLS#
- 1309409
- Class:
- Residential
- Status:
- Active
- Beds:
- 4
- Baths:
- 2 Full / 1 Half
Stately 4 Bedroom 2.5 bath brick home on large lot on a very nice culdesac street in Archdale. Home features:Large wrap around porch**beautiful in ground swimming pool**large/unique corner culdesac lot with a huge oak tree out front and allows for a side entry garage**brick fence**entry foyer with stone flooring**large great room with cozy fi...
$111,000 - 107 Blue Ridge Trl North Charleston, Sc 29418 @ Archdale
- MLS#
- 1309411
- Class:
- Residential
- Status:
- Active
- Beds:
- 3
- Baths:
- 2 Full / N/A
This fully detached home is situated on a quiet tree lined street and is surrounded by a large, private fenced yard. This unique home offers 2 spacious bedrooms and a valuable bathroom on the second floor and several large rooms on the main floor including a private master bedroom with a huge walk-in closet and bathroom, a surprising living r...
$235,000 - 100 Live Oak Ave Charleston, Sc 29407 @ Ashley Forest
- MLS#
- 1300157
- Class:
- Residential
- Status:
- Active
- Beds:
- 3
- Baths:
- 2 Full / N/A
This home has fantastic curb appeal on a large double lot in Ashley Forest! The outdoor living areas will be great for entertaining on the large deck, patio and screened porch. There are hardwood floors downstairs with two bedrooms and a full bath. The kitchen has solid surface counter tops and a large sink overlooking the side yard. Make you...
$239,000 - 17 Hobonny Ln Charleston, Sc 29407 @ Ashley Hall Plantation
- MLS#
- 1224882
- Class:
- Residential
- Status:
- Active
- Beds:
- 4
- Baths:
- 2 Full / 1 Half
This is a rare occasion to own a beautiful home in the lovely neighborhood of Ashley Hall Plantation. This gorgeous home is situated on a Cul-De-Sac. Property is landscaped with lovely trees. You are greeted by a beautiful stone floor foyer upon entrance. Beautiful hardwood floors are in the living, family and formal dining room. Eat in kitch...
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Area Information
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Buying a home from you was like buying from a family member. You were honest, straight-forward and I could tell you were really looking out for my best interests at every turn. Beth Epstein
Well your low key approach worked. Not only did you sell our house in this challenged market in 23 days, you found us a great new home and the transition was seamless! We are really happy in our new home. Brian and Wendy Rollings
You were very honest, direct and I knew you were genuine when you talked us out of buying a house because of the location. Thanks for everything!. Kirk Matenaer
I commend you particularly for politely putting up with my sometimes cantankerous, if not outright offensive, goading for results; I now realize I was in excellent hands all along, and I could not have asked for better or more courteous direction in the whole process. Dr. Adam Smolka
Your research and explanation of the entire process left us feeling confident in your abilities to follow through and get the deal done like it should be. Bill Chakos
Your experience, your calming demeanor and your ability to consult us in such a streamlined fashion was invaluable. Tonya Chakos
We sincerely believe Nat's competence, hard work, attention to detail, and most important his immediate action were the reasons our home sold in one day. We are now able to make plans to relocate. Victoria and Daniel Doyle